Electricity, Insurance and Mobile: So Much We Have to Work for It

How many days in the year have to consumers in Germany work only the usual bills for insurance companies to pay for energy, telecommunications and banking? The comparison portal Check24 has charged to financial expenses of two model cases with the average hourly wage of 16.57 euros.

Insurance and energy the most expensive

So a 45 family father has up to two and a half months, or about 53 days to settle the accounts of private finance of around 7,000 euros. By the change in the cheapest rates, reduces it costs by almost 4,000 euros and can save or spend the reward for 29 working days for other things. Alone, the father of a family, according to Check24 works up to 24 days for personal liability, risk life, household contents and car insurance together around 3,130 euro per year. Again 22 days payable for electricity and gas bill of up to 2,950 euros. Changes the family in the cheapest fare, head of the family uses only the reward of 25 days for insurance and energy bills. Look similar to the savings in mobile, Internet and telephone, where on average 840 euro will be due. Through a rate change, the costs can halve, and the earner must work for only 3 instead of 6 days. Another day he saves himself, when he announced a bank free checking account.

Singles can halve spending

However, households have significantly lower costs for insurance companies, to lift energy, telecommunications and banking families. 22 working days approximately a month need singles, to cover the annual spending by up to 2.889 euro. A switch to cheaper providers halved about insurance premiums, so that only 3 instead of 6 days work are necessary, so Check24. The bottom line, only 9 working days sufficient to all expenditure on insurance (personal liability insurance, household and automotive), a total of 1,184 euros per year to pay for energy (electricity and gas), telecommunications (mobile, Internet and telephone) as well as banking.

On the methodology of the evaluation

The examples are based on the calculations of the financial checks by Check24. A working day of 8 hours and the average according to Federal Statistical Office net hourly wage in Germany by 2015 from 16.57 EUR were calculated on the basis of the necessary working time.

 

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